FAQ

Credit repair is the process of improving a person's credit score by correcting errors or removing negative items from their credit report.

Credit repair companies work with clients to challenge errors or negative items on their credit report with the credit bureaus. They may also provide advice and guidance on improving credit habits and managing debt.

Yes, credit repair is legal under the Credit Repair Organizations Act (CROA). However, there are some credit repair companies that engage in illegal or unethical practices, so it is important to research and choose a reputable company.

The time it takes to see results from credit repair varies depending on the individual's credit situation and the specific items being disputed. On average, it can take several months to see improvement.

Credit repair can positively affect a person's credit score by correcting errors or removing negative items from their credit report. However, if a credit repair company engages in illegal or unethical practices, it could potentially harm a person's credit score.

Yes, it is possible to repair your credit on your own by obtaining a copy of your credit report, disputing errors or negative items, and following good credit habits. However, some people find it helpful to work with a credit repair company or a Credit course for guidance and support.

Yes, IF YOU ARE A CREDIT REPAIR CLIENT, I offer a satisfaction guarantee. If I do not see a fit for you in my program you will be provided a full refund.

While I cannot guarantee the removal of every negative item, I will work diligently to dispute with the creditors and credit bureaus.