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Store Policy

Customer Care

Credit Street Financial provides services to help you truly understand how to leverage credit and boost scores. I have DIY options, live trainings, e books, and numerous tips from my social media pages that can help anyone achieve their credit goals. Utilizing and building credit the correct way is essential to life and if you're doing it the correct way, it can really get you ahead in life. At one point I had terrible credit, I never thought that having excellent credit would be something that I could attain in my life. Once I really learned the education side of finances and credit and I learned how to approach the credit bureaus, MY LIFE CHANGED drastically! I know If i can do it, ANYBODY can do it. If you have any questions, please reach out to me via email at Melinda@Creditstreetfinancial.com

You can also DM me on Instagram @Creditstreetfinancial or find my on TikTok @Creditstreetfinancial

DIY Credit Course - THE ENTIRE BLUEPRINT Terms and conditions.

When you purchase the “DIY Credit Course – THE ENTIRE BLUEPRINT, the purchaser is in an agreement between Credit Street Financial, PO BOX 91661, LOS ANGELES, CA, 90009 and the “Customer” (Purchaser)


Credit Street Financial hereby agrees to perform the following:

  1. Educate/ teach Clients on how the credit reporting agencies work and how to identify inaccurate, erroneous, false, or obsolete information. Advise Clients as to the necessary steps to be taken to dispute any inaccurate, erroneous, false or obsolete information contained in the customer's credit reports.

  2. Educate Clients on how to prepare all necessary correspondence in dispute of inaccurate, erroneous, false, or obsolete information in customer's credit reports.

  3. Educate/ teach how to review credit profile status from the credit reporting agencies such as: Experian, Equifax and Transunion.  Consulting, coaching, and monitoring services are conducted by personal meetings, webinars, video conferencing, telephone, email, or by any other form of communication during normal business hours.

Purchaser grants Credit Street Financial, PO BOX 91661, LOS ANGELES, CA,  90009 authority to advise the necessary steps to be done, in the exercise of repairing credit with the three credit reporting agencies, which are TransUnion, Experian, Equifax and any other reporting agencies or creditor’s listed. Purchaser hereby release Credit Street Financial, PO BOX 91661, LOS ANGELES, CA,  90009, from all and all matters of actions, causes of action, suits, proceedings, debts, dues, contracts, judgments, damages, claims, and demands whatsoever in law or equity, for or by reason of any matter, cause, or thing whatsoever as based on the circumstances of this contract.

Consumer Credit File Rights Under State and Federal Law   You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor a credit repair company or credit repair organization has the right to have accurate, current and verifiable information removed from your credit report. The credit bureau must remove inaccurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported up to 10 years.   You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.   You have a right to sue a credit repair organization that violated the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations.   You have the right to cancel your contract with Credit Street Financial, PO BOX 91661, LOS ANGELES, CA,  90009 for any reason within 3 business days from the date you purchased.   Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur.   You may, on your own, notify a credit bureau in writing that you dispute that accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau.   If the credit bureau's reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.   The Federal Trade Commission regulates credit bureaus and credit repair organizations. For more information contact: The Public Reference Branch Federal Trade Commission Washington, D.C. 20580.     Notice of Right to Cancel    ''You may cancel this contract, without any penalty or obligation, at any time before midnight of the 3rd day which begins after the date the contract is signed by you. ''To cancel this contract, mail or deliver a signed, dated copy of this cancellation notice, or any other written notice to Credit Street Financial, PO BOX 91661, LOS ANGELES, CA, 90009, before midnight on the 3rd day which begins after the date you have signed this contract stating ''I hereby cancel this transaction, (date) (purchaser’s signature).’’   Please acknowledge your receipt of this notice by electronically signing the form indicated below.   Acknowledgment of Receipt of Notice  (Client,)  hereby acknowledge with my digital signature, receipt of the Notice of Right to Cancel. I confirm the fact that I agree and understand what I am signing, and acknowledge that I have received a copy of my Consumer Credit File Rights.

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